Retirement Income Planning 

Does the recent market volatility have you worried about your retirement plan?

Do you want to ensure a financially successful retirement?

Now may be a good time to have a retirement plan created for your unique circumstances. A retirement plan will help you:

 

  • Determine how and when to convert your Registered Retirement Savings Plan (RRSP) into a Registered Retirement Income Fund (RRIF)
  • Structure your retirement income to provide tax efficient income for life
  • Help you determine the best time to start Canada Pension Plan (CPP) and Old Age Security (OAS)
  • Determine the appropriate asset allocation for your investable assets
  • Help you manage market volatility

Designations

Certified Financial Planner
Chartered Life Underwriter
Certified Health Insurance Specialist

Family

Mother of teenage son.

Community

Distance Runner
Amateur  Competitor
Charity Event Sponsor
Community Volunteer

 

Meet Pam

CFP® CLU® CHS
Financial Planner in Kingston, Ontario

Overview: Pam Mundell is an Independent Investment Fund and Insurance Advisor, helping her clients “plan a better future”.

Pam is a Certified Financial Planner licensed with FP Canada, the Financial Services Commission of Ontario, and also the Ontario Securities Commission.

Pam also holds the CLU, which is the Chartered Life Underwriter professional designation and also the CHS, which is the Certified Health Insurance Specialist.

$ 6500 contribution room for 2023. Total accumulated room at $ 88,000 as of January, 1st 2023. 

financial planner kingston

Don’t miss the opportunity to reduce your 2022 taxable income. You can contribute to an RRSP during the fist 60 days of 2023 and reduce your taxable income for the 2022. 

financial planner kingston

Click on the image to watch the video! 

best financial planner